XRP Aims for the $10 Moon as SEC Storm Clears

XRP may reach $10 by 2030, analysts say, following the US Securities and Exchange Commission’s (SEC) decision to drop its lawsuit against Ripple Labs. 

Ripple CEO Brad Garlinghouse posted on X that the SEC would not appeal its prior ruling, putting an end to the legal battle that began in December 2020 over XRP sales as potential unregistered securities, as previously reported by Ecoinimist.

The crypto currently trades at $2.46, up 2.17% over the past 24 hours, with a market cap of $143.29 billion and 24-hour trading volume of $2.87billion, as of March 24, 2025.

Also read: How to Buy XRP Safely

A July 2023 ruling by Judge Analisa Torres held the crypto’s exchange programmatic sales not to be securities, a partial victory for Ripple.

The settlement, now finalized with the SEC’s withdrawal, removes a major legal obstacle, perhaps attracting institutional investors. Analysts consider such clarity a catalyst for XRP’s growth on the strength of Ripple’s payment innovations.

Ripple Ecosystem Strengthens XRP Outlook

Ripple’s growing ecosystem supports the $10-by-2030 projection. On Dec. 17, 2024, Ripple launched RLUSD, a USD-pegged stablecoin approved by the New York Department of Financial Services, designed to make cross-border payments easier.

Available on exchanges like Uphold and Bitso, RLUSD operates on the XRP Ledger, potentially increasing the crypto’s role as a liquidity tool. 

Ripple’s established relationships with financial institutions, including Bank of America, Santander, and Standard Chartered, alongside a 2023 payment license from Singapore’s Monetary Authority, are proof of XRP’s global presence.

Also read: Is XRP a Good Investment? What To Know

Speculation about a possible Ripple Labs IPO also circulates, with Garlinghouse suggesting it could follow the SEC resolution. 

Analyst estimates vary: Changelly projects a 2030 high of $23.29, citing institutional adoption, while InvestingHaven forecasts $9-$20 based on the strength of Ripple’s payment network. These predictions depend on Ripple’s ability to capitalize on its current momentum.

Risks Cloud XRP’s $10 Potential

Significant obstacles remain for the altcoin’s $10 target. Volatility in the crypto market—in the crypto’s plunge to $0.30 in 2022—is likely to frustrate gains, with Ethereum and stablecoins such as USDT in competition to reign supreme in payments and DeFi.

Regulatory uncertainty abroad or economic recessions may also slow down the investment. “XRP may reach $10 if Ripple can ride on its network, but volatility is still at play,” said an analyst at InvestingHaven.

Of today’s $2.46, a 306% rise to $10 in 2030 is feasible—a 64,000% rise from $0.006 to $3.84 for the altcoin in 2017, but today’s market is less competitive.