Can Ondo Finance Tokenized Stocks Beat Bitcoin and Gold? Here’s What ChatGPT Says
When the Ondo Finance tokenized stocks and ETFs launched this week, it opened the door for non-U.S. investors to access Wall Street equities directly from their crypto wallets.
But the real question most people want answered is simple: what kind of returns can the Ondo Finance tokenized stocks actually deliver?
To dig into this, we asked ChatGPT to break down how Ondo Finance Tokenized Stocks stack up against traditional investments like Bitcoin and gold. Here’s what it said.
What Returns Look Like
According to ChatGPT, “because Ondo’s tokens track the underlying stocks, your gains (or losses) depend on how those assets have historically performed.”
In other words, these aren’t speculative crypto tokens that can skyrocket overnight. They’re mirrors of the stock market, for better or worse.
For example, the S&P 500 — one of the most common benchmarks — returned nearly 245% over the past decade, which works out to around 13% annually. Apple did even better, more than doubling investors’ money in the past five years, translating to an annualized return of about 15%.
Monthly chart for S&P 500 index (Source: TradingView)
Tesla was even more explosive, with a five-year return of 142%, or nearly 20% per year, though it’s been far more volatile, even dropping 16% year-to-date. Tech-heavy ETFs like the Nasdaq-100 have also delivered strong long-term gains, hovering around 15% annually thanks to giants like Microsoft, Apple, and Nvidia.
How the Ondo Finance Tokenized Stocks Compare With Bitcoin and Gold
The equity-like returns from Ondo’s tokenized stocks are impressive, but how do they compare with other popular assets?
ChatGPT pointed out that “over the last decade, Bitcoin posted a jaw-dropping 38,906% total return — about 81.6% annualized. But it’s also been brutal at times, losing 70–80% in down cycles. It’s high-risk, high-reward.”
Gold, meanwhile, offered the opposite profile: stable and steady.
“In the same 10 years, gold delivered a respectable 187.8% total return — about 11.1% annualized. Solid, stable, but nowhere near the S&P or Bitcoin.”
So where does that leave the Ondo Finance tokenized stocks? ChatGPT summed it up neatly: “Tokenized stocks through Ondo offer equity-like returns: typically in the 10–15% annualized range for broad indexes, sometimes more for individual stocks, but without the explosive upside or crushing downside of Bitcoin.”
Realistic Expectations
This isn’t about chasing moonshots. ChatGPT cautioned that the Ondo Finance tokenized stocks “are not a speculative moonshot. They’re designed to replicate real-world performance.” That means you can expect steady gains in line with the companies or ETFs you choose, rather than wild swings driven by hype cycles.
Long-term averages sit around 10% a year for broad indexes, while star performers like Apple or Tesla can push higher, albeit with higher volatility.
The Bottom Line
The Ondo Finance tokenized stocks bring traditional market returns into the blockchain era. They won’t deliver the explosive, unpredictable gains of Bitcoin, nor will they offer the safety-net stability of gold. Instead, they occupy a middle ground: steady returns, real-world backing, and blockchain-based access.
As ChatGPT put it: “They won’t replace Bitcoin’s massive upside or gold’s safety-net stability, but they carve out a middle ground: steady returns, real-world backing, and blockchain-based access.”
Disclaimer: The information presented in this article is for educational and informational purposes only. It does not constitute financial advice. Ecoinimist and its authors are not responsible for any financial losses incurred as a result of investment decisions based on this content. Always conduct your own research and consult a licensed financial advisor before making investment decisions.
